The Commerce Bank of Washington

Card Services

State of the art Card Services are supported by knowledgeable local staff.

Merchant Payment Card Services

Increase sales and customer loyalty by accepting Visa®, MasterCard® and other card types as payment for goods or services.more

  • Increased Sales: Customers spend more when they’re not constrained by cash on hand, and customers may purchase from you more often. You may see increased purchases of higher-margin products as well as specialty items.
  • Customer Satisfaction: Your customers will appreciate the fact that you allow them the flexibility to pay the way they want to pay, including by credit or debit card.
  • Speed: There is no waiting for payment or need to extend credit.
  • Improved Efficiency: Card payments can save you time and money by minimizing cash and check handling and payment reconciliation, giving you more time to manage your business.

Visa® Commercial Card Program

Simplify management of day-to-day business expenses Integrate purchasing and travel & entertainment in one flexible payment card.more

  • Pre-established limits help control expenses.
  • Business expenses are kept off your employees’ personal cards.
  • Spending can be closely monitored online, in real time, at the employee and company level.
  • User-friendly reporting help you simplify expense management.

The Visa Commercial card program comes with the following additional services at no incremental cost (certain restrictions, limitations, and exclusions may apply ):

  • Liability Waiver Protection: Your organization is protected against card misuse by terminated employees up to $100,000 per cardholder. Enrollment is automatic, with no deductibles or extra fees.
  • Auto Rental Collision Damage Waiver: Eliminates the need for you to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles – saving you as much as $13 per day in insurance costs. Primary coverage is provided, at no additional cost, up to the cash value of most rental cars for damage due to collision or theft.
  • Cardholder Service: We are available to assist you via phone 24 hours per day, 7 days a week. Call us at the phone numbers on the back of your card(s) for general assistance, to report a lost or stolen card, emergency card replacement or cash disbursement. If you are ever in doubt where to call, you may find Visa’s world-wide local or toll-free phone numbers at
  • Roadside Dispatch: Dispatch of reliable tow operator or locksmith. The rates are pre-negotiated and conveniently billed to the covered cardholder’s Visa card. Enrollment is automatic and there are no membership dues.
  • Emergency cash and card replacement is usually available within 24 hours in the U.S. or within one business day overseas.

Chip Card Technology: The Future of Credit Cards and Debit Cards

The Commerce Bank is pleased to offer Chip Cards to our valued customers. Chip Cards offer improved security, global acceptance and continued ease-of-use. more

The Commerce Bank of Washington, a division of Zions Bancorporation, N.A. Member FDIC       Equal Housing Lender NMLS# 467014
© 2023 Zions Bancorporation, N.A.